Your portfolio is only as strong
as the estimators behind it.
When the contractors, public adjusters, and attorneys you work with don't have a reliable estimator, the documents that determine your recovery are the documents that put it at risk.
The real pain
The contractor writes their own invoice. It's incomplete. The carrier reduces it.
The public adjuster needs documentation to negotiate. They don't have it.
The attorney builds the case. The estimate doesn't hold up.
→Hurricane season multiplies portfolio risk — when your funded contractors, PAs, and attorneys are overwhelmed, every document in the chain gets weaker.
Every weak document in the chain reduces what you collect.
Three ways we work with funders
We write the estimate your contractor would have written badly
Most restoration contractors are great at the work and bad at the paperwork. The invoice they submit determines what the carrier pays — which determines how much of your advance you collect. We do the Xactimate write-up for them, white-labeled in their letterhead. You can recommend us, subsidize us, or require us above a defined invoice threshold. Turnaround: 24–48 hours for remote estimates, 5–10 business days when an on-site inspection is needed.
A contractor in your portfolio has a $180K commercial fire job. Their internal estimator is overwhelmed. You don't want them sending the carrier a sloppy invoice on something this size. You route it to us.
We train your portfolio so this happens less often
Your contractors keep submitting invoices that get cut. Some of that's the carrier playing games. A lot of it is the contractor not knowing what to document. We run training programs — Xactimate, IICRC, defending invoices, and the patterns carriers use to reduce them — so your portfolio writes better invoices going forward. Co-branded under your firm if you want.
Your default rate is creeping up. You don't want to tighten underwriting because that costs you contractors. You want the existing portfolio to get better. We run the workshop.
We rebuild invoices that get cut
When a funded invoice gets cut or denied, you have a loss event. We rebuild the case — supplement, rebuttal, or full litigation expert if it goes that far. Every dollar we recover is a dollar that's no longer default loss on your portfolio.
You advanced $90K on a $120K invoice. The carrier paid $55K. You're $35K underwater. We rebuild the case, run the supplement, and if it escalates, we provide expert testimony.
Why work with us
- ✓20,000+ estimates delivered for Florida claims
- ✓Xactimate Level 3, IICRC, NORMI certified
- ✓Trusted by public adjusters, attorneys, and restoration companies across Florida
- ✓Available as referred, subsidized, or required partner
Partnership structures
Pilot (90 days)
Test us on a slice of your portfolio
Annual partnership
When you're ready to position WCE across your contractor base
Florida-exclusive
If your portfolio is Florida-heavy
Embedded advisor
A senior estimator on retainer, integrated into your operations